CaixaBI has a team of market risk management specialists. This highly experienced team, which employs state-of-the-art market risk assessment and monitoring systems, based on a product creation structure with access to the most sophisticated financial markets, works directly from the City of London, in close co-operation with customers, operating on the basis of commercial relationships managed by corporate account managers.

• Assessing market risks run by companies in the development of their day-to-day affairs;
• Assessing companies’ financial risk profile and financial markets monitoring levels;
• Assessing the level of information and companies’ respective needs;
• Presenting market risk hedging alternatives, tailored to customers’ specific needs and exposure levels;
• Contracting the most adequate instruments with customers, enabling them to concentrate on managing their core business;
  • Improving the strategies contracted with companies for the ongoing assessment of their performance and hedging levels achieved, providing customers with permanent online access to the value and liquidity of the instrument they have contracted, if intending to change their risk profile.
  

Based on CGD Group’s commercial relationship with its customers, this area produces a full service, ranging from day-to-day information on principal financial markets up to hedging the various market risks affecting any company’s activities and terminating in a high quality after sales customer monitoring service based on a flexible, as highly developed as possible, range of financial strategies.

The following is a list of market risks hedged by concrete CaixaBI solutions:

• Interest rate change risks, for financing or investing operations;
• Exchange rate change risks for exporters and importers for or outside the Eurozone;
• Share price change risks for trading, hedging, investment and equity holdings portfolios or for shares listed on highly liquid stockmarkets;
• Price change risk for commodities and raw materials listed on highly liquid organised markets.

In addition to hedging the above referred to risks, Corporate Advisory and Risk Management also has capability, in the domain of specific, structured solutions for companies’ concrete problems regarding the tax efficiency of their contracted financial products in addition to asset finance in organised markets via the equity capital market.

CaixaBI has a highly specialised team and highly sophisticated systems, enabling it to present the broadest range of solution and product combinations, for the institutional market.

The following is a list of the team's main range of customer groups:

• Companies using the services of the Advisory and Risk Management team for hedging solutions;
• Unit trust investment funds;
• Insurance companies;
• Pension fund managers;
• The smaller banks which subcontract products for their retail and asset management branches;
• Wealth management and private banking units;
• Public institutes;
• Other institutional entities.

This area designs products and structures, developing customised monitoring and supervisory systems for the contracted solution.

The unit is based on direct access to the most sophisticated financial markets, directly from the City of London. Its principal advantages are its professional skills, short lead times and structure price.

The integration of the structures designed for various customers into a single online supervisory system permits a highly autonomous, flexible and competitive operation in comparison to our competitors